Fintec Mobile Apps
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About Us

Saifintex is a part of Sai Products & GrafiQ Pvt Ltd, which is a 20 years old Noida based manufacturing and Information Technology company. It was promoted in 1998 by Technocrats with long experience. Our key management consists of people from premier institutes such as IIT, NIT, IIM, and IIFT. Sai Products & GrafiQ Pvt Ltd is amongst the leading organization that is engaged in manufacturing, exporting and service providing a wide array of Labels & Tags. Our effective product range includes various labels such as Masking Labels, Smart Labels and Destructible Security Labels. To ensure high standards of quality and durability, these products are manufactured using advanced technology and cutting-edge machinery. Our emphasis has always been on innovative products.

-> 2001- Applied for the 1st patent

-> 2006 – 2nd patent

-> 2007 – 3rd patent

-> 2015 – branched into M commerce and E commerce support.

-> 2017- 3 patents in pipeline

We have a 100 permanent employees and up to 100 on contract Multi location. We have 4 units with a total area of 30,000 sq ft


Financial Inclusion for sustainable development, through creative use of technology


Digital economy for empowerment


Yadav Chandna

Director and Founder

Yadav Chandna has about 35 years of experience in service and industry. He is an alumnus of prestigious institutes – IIT, IIM and IIFT. He has authored 3 patents in RFID and is a nominee of national award of innovation. He brings to the table innovative insights to the domain of financial Technologies.

Neera Chandna

Director and Co Founder

Neera Chandna a B.Tech has around 20 year of experience. This is her second start up, the first being highly successful. She is an alumna of VNIT Nagpur.

Suresh Verma

Senior Project Manager

Suresh Verma is MCP certified and MCA from Gurukula Kangri Vishwavidyalaya, Haridwar in 1999. He has more than 18 years of experience in software developments on different technologies. He is a relentless problem solver applying analytical, design, technical and managerial skills.

Amit Sinha


Amit brings nearly three decades of diverse experience in manufacturing, business consulting, economic research and financial services including commodity trade and insurance. He is an alumni of IIM Ahmedabad, IIT Madras and VNIT Nagpur.


What is Ezkhata?

ezkhata is an android app available on Google Playstore,It is an easy way to maintain your khata (ledger & accounts). So simple, you will fall in love.

How does it work?

You have a lot of fragmental data of your financial transactions (with a wallet or bank or a person/shop with whom you do regular business) on your mobile devices- SMSs, emails, at different places.

Easy to reconcile the account and take action in case of discrepancy using Ezkhata

Cash - Often you pay someone in cash (90% of transactions in most cases) and you forget. Ezkhata makes it simple. Select the contact with whom you want to transact. Record it via “create transaction”. Enter description, total amount, amount paid, confirm and just send to the contact for the acceptance. There cannot be a dispute later since Ezkhata makes an entry on his/ her device too which the other person accepts/ rejects. If someone does not “accept” immediately, you can send reminders by the touch of a button while going through the pending request list.

Electronic - - If you have to pay someone electronically, select “to pay” when the transaction page opens. If you pay/receive through bank/UPI/wallet, Ezkhata collects data from SMS messages and posts them in your contacts’ khata on your mobile and your contacts’ mobile and the khata of your wallet/bank on your mobile.

GST - If you are a small merchant, you may have to raise GST bills under composite scheme. In the create transaction page, select “to receive” tab, select transaction type as “business” enter products and bill amount. Ezkhata automatically creates a GST bill that can be forwarded to your contact. No printing, no special devices, no monthly rentals.
On Ezkhata an entry is made in your contacts’ device as well as yours. Your contact should “accept” transaction. No disputes later. You know total outstandings with anyone, anytime, anywhere. With Ezkhata, you don’t need a POS machine. Credit/ debit card holders can pay online through mobile. Entries are made automatically by Ezkhata card. You always know your balance. No guessing or looking up complex statements.

Key Features -
  1. Records all financial transactions.
  2. Creates a ledger of all contacts, wallets, bank accounts automatically.
  3. Consolidates all your balances of wallets and bank accounts, at one place.
  4. Start transactions with contact having EzKhata.
  5. If someone is not on Ezkhata his/ her ledger will be created automatically after you have recorded a transaction with him/ her. An invitation will be sent and the person can accept it by pressing the accept button. You can easily send reminders at the press of a button, if there is delay in acceptance.
  6. Payments made or received through cash recorded by only one of the parties. Other party’s record will be updated automatically.
  7. Every payment through wallet/bank/UPI is posted at 4 places.
    1. Your khata with your contact in your device.
    2. Your khata with your contact in their device.
    3. Bank/wallet khata in your device.
    4. Bank/wallet khata in your contact’s device.
  8. Every transaction initiated by one is be confirmed by the other. Till that time, it shows as pending.
  9. If you have given credit to someone, you can send a reminder by a single touch.
  10. View daily payments and receipts summary.
  11. Hands free voice entry of amounts possible.
  12. Record transactions details of a transaction.
  13. You have a choice of creating a composite GST invoice, view it in PDF format. This version of Ezkhata creates only composite GST bills
  14. Share GST with a single touch through Ezkhata, whatsapp or mail.
  15. Print invoices if required, through the print option of your device.
  16. Ezkhata records all credit transaction on the cloud in a secure manner.
  17. All previous transactions are available for viewing.
for Download the app click here


We collect but do not link personal and activity data

We use technologies like cookies (small files stored by your browser), web beacons, or unique device identifiers to anonymously identify your computer or device so we can deliver a better experience. Our systems also log information like your browser, operating system and IP address. We also may collect personally identifiable information that you provide to us, such as your name, address, phone number or email address. With your permission, we may also access other personal information on your device, such as your phone book, calendar or messages, in order to provide services to you. If authorized by you, we may also access profile and other information from services like Facebook. Our systems are not designed to associate personal information with your activities (such as pages you view or things you click on or search for). We do not knowingly contact or collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us so we can promptly obtain parental consent or remove the information. Our service does not currently recognize the "Do Not Track" signal that may be available in some web browsers.

We may collect but do not share your location history.

To customize our service for you, we may collect and store your precise geographic location as part of your user profile. This data generally is not shared with others. We may ask for your consent on your first use of the service

You can request to see or delete your personal data

You can sign into your account to see or delete any personally identifiable information we have stored, such as your name, address, email or phone number. You can also contact us by email to request to see or delete this information

We may keep data indefinitely

We may keep data indefinitely

We don't share your personal data with other companies

We generally do not share personally identifiable information (such as name, address, email or phone) with other companies

No ad companies collect data through our service

We do not allow advertising companies to collect data through our service for ad targeting

Contact Us

Assotech Business Cresterra 504, Level-5, Tower-1, Sector-135, Noida Expressway, Noida-201304. # 9599908103 Email Id:


Our aim is to deliver EXTRA VALUE through payment systems to our B2B clients by leveraging our vast consumer base creation potential.

  • Team work.

    At Saifintex, we work with focused teams in innovative high-energy environment ensuring best quality output and high team morale, ensuring efficient application of smart business practices. Our core faith lies in balanced work life & growth by investing in our people’s personal and professional development.

  • Innovation

    Recognizing that our people are our greatest resource, we have created a culture that emphasizes on innovation, dedication to customers & continuous performance enhancement. We encourage our employees to think independently, explore innovative ideas and make the best of our success story.

  • Environment

    The work environment at Saifintex is built around the belief of growth beyond boundaries. Some of the critical elements that define our work culture are exposure, cross-domain experience, and work-life balance.

  • Growth

    At Saifintex, we are committed to the growth and development of our human assets. We uphold our commitment of an invigorating, positive environment by hiring talented people who share our levels of perfection

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